Terms of Service

Last Updated: January 2026

Welcome to brownandfrancis.co.uk ("the Site"). These Terms of Service govern your use of our website and all related content, services, and functionality. By accessing and using this Site, you agree to be bound by these terms in their entirety. If you do not agree to these terms, please do not use the Site.

1. Acceptance of Terms

By accessing brownandfrancis.co.uk, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service. These terms constitute the entire agreement between you and brownandfrancis.co.uk regarding your use of the Site. If you do not accept these terms, you must cease using the Site immediately.

2. Site Purpose

brownandfrancis.co.uk is an informational and review website dedicated to providing guidance on Apple Pay betting sites operating in the United Kingdom. We are not a gambling operator, casino, sportsbook, or betting provider. We do not offer gambling services, accept bets, process wagers, or provide access to gambling platforms directly. The Site exists solely to review, compare, and provide educational information about licensed gambling operators that accept Apple Pay as a payment method. All gambling services are provided by third-party licensed operators, not by brownandfrancis.co.uk.

3. Age Restriction

The information and reviews on this Site are intended for individuals aged 18 years and older, or the minimum legal gambling age in your jurisdiction within Great Britain, whichever is higher. By using this Site, you confirm and represent that you meet these age requirements and are legally permitted to access gambling information and services in your region. If you are under the legal gambling age, you must not use this Site. We do not knowingly provide access to minors.

4. Disclaimer

The information, reviews, and recommendations provided on brownandfrancis.co.uk are for informational purposes only and are provided on an "as is" basis. We make no guarantees regarding the accuracy, completeness, timeliness, or reliability of any content on this Site. Gambling information, bonus offers, terms, and features change frequently.

We strongly recommend that you:

brownandfrancis.co.uk accepts no responsibility for discrepancies, errors, or changes in the information provided by third-party gambling operators. Your use of any third-party gambling service is entirely at your own risk and discretion.

5. Affiliate Relationship

brownandfrancis.co.uk operates as an affiliate marketer. We earn commissions and other compensation from the gambling operators whose products and services we review and recommend on this Site. This affiliate relationship creates a financial incentive for us to promote certain operators and may influence our recommendations.

You should be aware that:

For more information about our affiliate practices, please contact us at [email protected].

6. Intellectual Property

All content on brownandfrancis.co.uk, including but not limited to text, graphics, images, logos, videos, reviews, and reviews compilations, is the intellectual property of brownandfrancis.co.uk or its content licensors and is protected by United Kingdom and international copyright laws.

You may view and print content for personal, non-commercial use only. You may not reproduce, distribute, transmit, modify, adapt, translate, or create derivative works from any content on this Site without prior written permission from brownandfrancis.co.uk. Unauthorized use of our intellectual property is strictly prohibited and may violate copyright and trademark laws.

Third-party trademarks, logos, and brand names appearing on this Site are the property of their respective owners.

7. Limitation of Liability

To the maximum extent permitted by law, brownandfrancis.co.uk, its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of this Site or your use of any gambling services recommended by this Site. This includes, but is not limited to:

You acknowledge that gambling involves risk and that you are solely responsible for any financial decisions you make regarding gambling operators. If you experience problems with a gambling operator, you must address those issues directly with the operator or through the UK Gambling Commission's dispute resolution process.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any legal action or proceeding arising from these terms or your use of this Site shall be exclusively subject to the jurisdiction of the courts located in England and Wales.

By using this Site, you irrevocably submit to the jurisdiction of these courts and waive any objection to venue or inconvenient forum.

9. Changes to Terms

brownandfrancis.co.uk reserves the right to modify these Terms of Service at any time without prior notice. Changes to these terms are effective immediately upon posting to the Site. Your continued use of the Site following any modifications constitutes your acceptance of the revised terms.

We encourage you to review these Terms of Service periodically to remain informed of any changes. The "Last Updated" date at the top of this page indicates when these terms were last modified.

10. Contact

If you have any questions, concerns, or complaints regarding these Terms of Service, this Site, or our affiliate practices, please contact us at:

Email: [email protected]

We will make reasonable efforts to respond to your inquiry within 14 business days.


Responsible Gambling Notice: If you or someone you know is struggling with gambling-related harm, please seek help. In the UK, you can contact the National Problem Gambling Clinic or Gamblers Anonymous for support. The UK Gambling Commission provides resources and self-exclusion tools at www.gamblingcommission.gov.uk.